> For the complete documentation index, see [llms.txt](https://help.mywallet.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.mywallet.io/intro/introduction-to-crypto-and-my-wallet/how-to-pay-with-usdt-step-by-step.md).

# How to pay with USDT (step-by-step)

Paying with **USDT** is usually just a crypto transfer: you send USDT to a merchant’s address, confirm the amount, and keep the transaction details as your “receipt”.\
The only part that truly matters is matching what the merchant provided—especially the **network** and the **recipient address**.

## Before you pay: what to check (takes 10 seconds)

When a store says “pay with USDT”, they should give you one of these:

* An **address**.
* A **QR code**.
* A **payment link** that opens the wallet.

And ideally they specify the **network** (for example, TON, TRON, or Solana). The network must match on both sides—this is the most common reason payments don’t arrive.

{% hint style="warning" %}
Crypto transfers are usually irreversible. Before confirming, always double-check the **network**, **recipient address**, and **amount**.
{% endhint %}

## Step-by-step: paying with USDT in My Wallet

{% stepper %}
{% step %}
Open **My Wallet**.
{% endstep %}

{% step %}
Start a **transfer** (Send).
{% endstep %}

{% step %}
Add the recipient:

* If you have an address, **paste** it.
* If you have a QR code, **scan** it.
* If you have a payment link, **open** it in My Wallet.
  {% endstep %}

{% step %}
Select **USDT** and make sure the **network** matches what the merchant requested.
{% endstep %}

{% step %}
Review the **amount** and the **recipient** one more time, then confirm the payment.
{% endstep %}
{% endstepper %}

## The most common mistakes (and how to avoid them)

* **Wrong network**: USDT exists on multiple networks. Always use the same network the merchant provided.
* **Wrong address**: If you copy/paste, make sure the beginning and end of the address match. If you scan a QR, still verify the recipient address before confirming.
* **Missing memo/tag**: Some services require a memo/tag for deposits. If the merchant shows one, you must include it.

## After you pay: how to confirm and prove the payment (TXID)

Once you’ve sent the payment, you can confirm it in a blockchain explorer. The explorer shows the full details: status, time, sender/recipient, fee, and the **TXID** (transaction ID / hash).\
If a merchant asks for proof, sending the **TXID** (or the explorer link) is usually enough.

Useful links:

* [What is USDT? Why do people use it?](/intro/introduction-to-crypto-and-my-wallet/what-is-usdt-why-do-people-use-it.md).
* [How to make a transfer?](/intro/transfers/how-to-make-a-transfer.md).
* [How to find my Transaction ID (TXID)?](/intro/transfers/how-to-find-my-transaction-id-txid.md).
* [What is a Transaction ID (TXID)?](/intro/introduction-to-crypto-and-my-wallet/what-is-a-transaction-id-txid.md).
* [What is a blockchain explorer? How do you use it?](/intro/introduction-to-crypto-and-my-wallet/what-is-a-blockchain-explorer-how-do-you-use-it.md).
* [What should I do if the transfer has failed?](/intro/transfers/what-should-i-do-if-the-transfer-has-failed.md).

## If a store supports My Wallet Pay

Some stores support a smoother “checkout-style” flow via **My Wallet Pay**: you open the payment request in My Wallet, verify the details, and confirm—no manual copy/paste needed.